Sam + me Data Trading ( But not as you know it! )

Sam is a neobank, a surrounding community and an IoT network that uses data as its currency instead of fiat money. Value is created by members as they earn, trade and create data and data-products. Sam facilitates the use of data as non-cash payments to both existing and new data communities for goods and services that can be entirely physical (e.g. rental and maintenance of hire tools), entirely digital (e.g. health monitoring), or meta-digital (e.g. hedging the findings of research projects).

Sam is a data sharing platform where value is created from data and attributed proportionally to those who created and enriched that data. Members can be individual consumers, corporate participants or institutional investors. Consumer members are known as 'owners' because they own the right of access for their data. All types of members may use data to create value that's useful across the ecosystem where it could be variously traded for different data or fiat money such as cash. All types of members may create their own data streams, join data streams from existing communities, or tap into data streams already offered by Sam from its existing network of corporate partners and IoT sensors.

Members can sell access to their existing data streams, can spread the capital cost of connected devices across a larger market, or can purchase access to aggregated data streams for their own analysis. Access to data becomes the currency that circulates value in this new economy.